Guide to MCA Debt Relief

With business owners averaging $195,000 in debt, finding relief can be tough. Our team offers personalized solutions to help you regain control and ease your financial burden.

The Problem

High Fees

MCA lenders charge steep one-time fees, which can be even higher if brokers are involved.

Frequent Payments

MCAs come with aggressive daily or weekly repayment schedules, making it difficult to manage even one.

Risk of Account Freezing

Missing just one payment can lead to severe consequences, including frozen accounts and disrupted business operations.

Why Repayment is Difficult

Income FluctuationsBusiness income can vary widely, complicating the ability to manage frequent payments effectively.

Frequent PaymentsMCA repayments are usually daily or weekly, putting additional strain on your cash flow.

Extremely High FeesMCA fees are often much higher than other financing options, compounding financial stress.

What to Avoid

StackingSome companies handle their MCA debt by using additional cash advances to fix the problem. This process is called stacking, and it can be expensive and only creates further issues. The more debt you bring on, the more expensive it is because the risk is higher. All you are doing is borrowing more money to make the payments for the old. It’s only a matter of time before the business is overleveraged and missing payments or even worse, filing for bankruptcy.

Reverse ConsolidationIt combines multiple MCA debts into one payment. However, this method doesn't pay off the original debts but rather involves a third party managing payments. If you miss a payment, both the consolidation company and original lenders may take action, freezing accounts.

Effective Solution

MCA Debt Restructuring

Lenders want to get paid, so they're motivated to help when your business is struggling. Thanks to our strong relationships with them, we can negotiate a plan that works for you.

With our debt restructuring, you'll have one payment every two weeks. We'll reduce your total debt and boost your cash flow by over 50%, making payments easier and freeing up more of your money each month.

You’re Not Alone

Millions of businesses face the same financial struggles you do. In a market worth over $30 billion, we assist 400+ businesses each month to overcome MCA debt and regain financial freedom. Get in touch now and start your journey to recovery.