Non-secured business debt refers to loans or credit lines that are not backed by collateral. These types of debt are often used by businesses to cover operational costs, purchase inventory, or fund growth initiatives. However, when revenue slows down or unexpected expenses arise, repaying these loans can become challenging.
Business Debt Ninjas works directly with your creditors to negotiate a reduction in the total amount owed, allowing you to settle your non-secured debt for less than the original balance. Our team of skilled negotiators will develop a customized plan that addresses your unique financial situation, helping you reduce your debt burden and improve your cash flow.
Merchant Cash Advances (MCAs) provide quick access to capital in exchange for a percentage of daily credit card sales. While MCAs can be a helpful short-term financing solution, their high-interest rates and daily repayment requirements can quickly become overwhelming, leading to financial stress.
If your business is struggling with the repayment of an MCA, Business Debt Ninjas can step in to negotiate a settlement with your MCA provider. We work to significantly reduce the total amount owed and restructure your repayment terms in a way that aligns with your current financial capabilities. Our goal is to help you break free from the cycle of daily repayments and regain financial stability.
Business credit cards are a common tool for managing expenses, but high balances and interest rates can make repayment difficult, especially when cash flow is tight. Accumulating business credit card debt can quickly escalate, leading to financial distress and impacting your business's ability to operate smoothly.
Your debt settlement services include negotiating with credit card companies to reduce your outstanding balances. Business Debt Ninjas will work on your behalf to achieve a settlement that allows you to pay off your business credit card debt for less than what you currently owe. We’ll help you create a manageable payment plan that fits your budget and enables you to focus on growing your business.
Outstanding vendor invoices can create tension in business relationships and disrupt your supply chain. When your business is unable to pay suppliers on time, it can strain your ability to maintain inventory and meet customer demand. Settling these overdue invoices is crucial to sustaining operations and rebuilding trust with your vendors.
Our team can negotiate with your vendors to settle outstanding invoices at a reduced amount. Our team will work to reach an agreement that satisfies your vendors while relieving your financial burden. This approach not only helps you manage your debt but also preserves your business relationships, ensuring that you can continue to receive the supplies and services you need.
